{"id":2605,"date":"2011-09-25T11:11:25","date_gmt":"2011-09-25T16:11:25","guid":{"rendered":"http:\/\/serony.com\/?p=2605"},"modified":"2021-12-29T11:57:49","modified_gmt":"2021-12-29T16:57:49","slug":"greedy-generation","status":"publish","type":"post","link":"https:\/\/serony.com\/ken\/2011\/09\/25\/greedy-generation\/","title":{"rendered":"Greedy Generation"},"content":{"rendered":"

\uc9c0\uae08 \ud55c\ucc3d \uacc4\uc18d\ub418\uace0 \uc788\ub294<\/span> \ubbf8\uad6d\uc758 ‘\uc9c0\ub3c5\ud55c’ \ubd88\uacbd\uae30\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc0ac\ud68c\ubb38\uc81c\ub97c \ub9cc\ub4e4\uc5b4 \ub0b4\uace0 \uc788\ub294\ub370, \uadf8 \uc911\uc5d0\uc11c\ub3c4 \uc80a\uc740 \uc138\ub300,\ud2b9\ud788 25\uc138\ubd80\ud130 34\uc138 \uc0ac\uc774\uc758 \uc138\ub300\uc758 \ub192\uc740 \uc2e4\uc5c5\ub960\uc774 \uc6b0\ub9ac \uc138\ub300\uc5d0 \ubbf8\uce58\ub294 ‘\uc608\uc0c1\uce58 \uc54a\uc740’ \ud30c\uae09\ud6a8\uacfc\uac00 \uadf8 \uc911\uc758 \ud558\ub098\ub2e4.<\/p>\n

\uc608\uc804, \uadf8\ub7ec\ub2c8\uae4c \ucd5c\uc18c\ud55c 10\ub144 \uc804\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uc6b0\ub9ac\ub098\uc774\uc758 \uc138\ub300\uba74 \uac70\uc758 \uacf5\uc2dd\uc801\uc778 retiring formula\uac00 \uc774\ubbf8 \uc788\uc5c8\ub2e4. \uc774 \ub098\uc774\uac00 \ub418\uba74 \uacaa\uc740 \ub450 \uac00\uc9c0 \uc990\uac70\uc6c0: \uc790\ub140\ub4e4\uc774 \uac70\uc758 \uc9c1\uc7a5\uc744 \uac00\uc9c0\uace0 \uc9d1\uc744 \ub5a0\ub098\uac8c \ub418\uace0, \uc9d1\uc744 \uc0b4 \ub54c \uc5bb\uc5c8\ub358 loan\uc744 \ub2e4 \uac1a\uac8c \ub418\ub294 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub2c8\uae4c, \uc774\uc81c\ubd80\ud130\ub294 \uc0ac\uc2e4 \ud06c\uac8c \ub3c8\uc744 \uc4f8 \uc77c\uc774 \uc5c6\uc5b4\uc9c0\uac8c \ub418\ub294 \uc990\uac70\uc6c0\uc774\ub2e4. \uadf8\ub807\uac8c \ub418\uba74 \uc80a\uc5c8\uc744 \ub54c \uaf2c\ubc15\uaf2c\ubc15 \ub3c8\uc744 \ubd80\uc5b4\ub193\uc558\ub358 \uc740\ud1f4\uc790\uae08\uc744 \uc11c\uc11c\ud788 \uc4f0\uac8c \ub418\ub294 \uac83\uc774\ub2e4.<\/p>\n

\uadf8\ub7f0\ub370, \uc9c0\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\uc5c8\ub098<\/span>? \uc6b0\uc120, \uc790\ub140\ub4e4\uc774 \ubcc0\ubcc0\ud55c \uc9c1\uc5c5\uc744 \uac16\uc9c0 \ubabb\ud558\uac8c \ub418\uc5b4\uc11c, \uadf8\ub4e4\uc774 \uc9d1\uc73c\ub85c \ub3cc\uc544\uc624\uac70\ub098, \uc544\uc608 \ub098\uac00\uc11c \uc0b4 \uc5c4\ub450\ub97c \ubabb \ub0b4\uac8c \ub41c \uac83\uc774\ub2e4. \uc774\ub4e4\uc774 \uc8fc\ub294 \uacbd\uc81c\uc801 \ubd80\ub2f4\uc740 \ubbf8\uc9c0\uc218\uc9c0\ub9cc, \uc544\ubb34\ub798\ub3c4 \ubd80\ubaa8\uc5d0\uac8c \ubd80\ub2f4\uc744 \uc904 \uac83\uc774\ub2e4. \uadf8\ub9ac\uace0, \ubd80\ub3d9\uc0b0 \uac70\ud488\uc774 \ucd5c\uace0\uc870\uc5d0 \ub2ec \ud588\uc744 \ub54c (8\ub144 \uc804), \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac81\ub3c4 \uc5c6\uc774 \uc9d1\uc744 \uc800\ub2f9\uc73c\ub85c \ud574\uc11c \uc740\ud589\uc5d0\uc11c \ub9c8\uad6c \ub3c8\uc744 \ube4c\ub824\ub2e4 \uc4f0\uace4 \ud588\ub2e4. \uc544\uc608, \ube5a\uc744 \uc5bb\uc5b4\uc11c \ud22c\uc790\ub97c \ud558\uae30\ub3c4 \ud588\ub2e4. \ubd80\ub3d9\uc0b0 \uac70\ud488\uc774 \uc644\uc804\ud788 \ube60\uc9c0\uace0, \uadf8\ub4e4\uc774 \uc9d1\uc740 \uc544\uc9c1\ub3c4 \uc800\ub2f9\uae08 \ube5a\uc774 \ub0a8\uc544 \uc788\uac8c \ub418\uc5c8\uc73c\ub2c8..<\/p>\n

\uadf8\ub4e4\uc740 (\uc6b0\ub9ac\uc138\ub300) \uc774\uc81c \uc644\uc804\ud788 \uc0cc\ub4dc\uc704\uce58\ucc98\ub7fc, \uc544\ub798\ub85c\ub294 \uc790\uc2dd\ub4e4\uc774, \uc704\ub85c\ub294 \uc9d1 \uc800\ub2f9\uae08(mortgage)\uc774.. \ub204\ub974\uac8c \ub418\uc5c8\ub2e4. \uc608\uc804\ucc98\ub7fc, \uba4b\uc9c0\uac8c \uc740\ud1f4\ub97c \ud574\uc11c, \uace8\ud504\ub97c \uce58\uace0, \ud06c\ub8e8\uc988 \uc5ec\ud589\uc744 \uac00\uace0.. \ud558\ub294 \uafc8\ub4e4\uc774 \uc11c\uc11c\ud788 \uae68\uc9c0\uace0 \uc788\ub294 \ud604\uc2e4\uc774 \ub41c \uac83\uc774\ub2e4. \uadf8\uac83\uc774 \ud604\uc7ac baby boomer\uc138\ub300\uc758 \uc2ac\ud508 \ud604\uc2e4\uc774\ub2e4.<\/p>\n

\uacfc\uc5f0, \uc65c \uc774\ub807\uac8c\uae4c\uc9c0 \ub418\uc5c8\uc744\uae4c? \uc774\ub7f0 \uac83\uc744 \ubbf8\ub9ac \ubc29\uc9c0\ud560 \uc218 \uc5c6\uc5c8\uc744\uae4c? \uc774\ub7f0 \uac83\ub4e4\uc740 \uadfc\ub798, \uadf8\ub7ec\ub2c8\uae4c 1990\ub144\ub300 \ucd08\uc5d0 \uc77c\ubcf8\uc5d0\uc11c \uc774\ubbf8 \uacaa\uc740 \uac83\uc774\uace0, \uc5bc\ub9c8\ub4e0\uc9c0 \uc608\uc0c1\ud560 \uc218 \uc788\ub294 \uac83\ub4e4\uc774\uc5c8\ub2e4. 1990\ub144 \ucd08\ubd80\ud130 \uc2dc\uc791\ub41c \uc77c\ubcf8\uc778\ub4e4\uc758 \ubd80\ub3d9\uc0b0 \uac70\ud488\uacfc \uadf8\uc5d0 \ub530\ub978 \uacbd\uae30\uce68\uccb4.. \uc544\uc9c1\ub3c4 \uc644\uc804\ud788 \ubc97\uc5b4\ub098\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4. \uadf8\ub807\uac8c \ubb34\uc11c\uc6b4 \uac83\uc774\ub2e4. \uc65c \uadf8\ub807\uac8c \uba38\ub9ac\uac00 \uc88b\uc740 \uacbd\uc81c\ud559\uc790\ub4e4\uc774 \uc774\ub7f0 \uac83\ub4e4\uc744 \ubb34\uc2dc\ud558\uace0 \uacfc\uc18c\ud3c9\uac00 \ud588\ub358 \uac83\uc77c\uae4c? \ub098\ub294 \uacbd\uc81c\ud559\uc744 \uc798 \ubaa8\ub974\ub2c8\uae4c \ud560 \ub9d0\uc740 \uc5c6\uc9c0\ub9cc, \uc9c1\uac10\uc801\uc73c\ub85c \ub290\ub07c\ub294 \uac83\uc740 \uc5bc\ub9c8\ub4e0\uc9c0 \uc788\ub2e4.<\/p>\n

\uc6b0\uc120, ‘\ubd80-\ub3d9-\uc0b0’.. \uc5d0 \uad00\ud55c \uac83\uc740 \ub2e4 \uc2eb\ub2e4<\/span>! \uc774\uac83\uc5d0 \uad00\ub828\ub41c \uc778\uac04\ub4e4\ub3c4 \ud558\ub098\ub3c4 \uba4b\uc9c4 \uc778\uac04\ub4e4\uc774 \uc544\ub2c8\ub2e4. \ub300\ubd80\ubd84, ‘\uacf5\uc9dc’ \ub97c \uc88b\uc544\ud558\ub294 \uc2eb\uc740 \uc778\uac04 \uad70\uc0c1\ub4e4\uc774\ub2e4. \uc774\ub807\uac8c \uc190\uc27d\uac8c \uba39\uc73c\ub824\ub294 \uc2ec\ub9ac\uc758 \ud45c\ud604\uc774 \ubc14\ub85c ‘\uac70\ud488’\uc774 \ub41c\ub2e4. \uc774\uac83\uc744 \uae30\uc0dd\ucda9\ucc98\ub7fc \ud30c\uace0\ub4e4\uba70 \uac19\uc774 \uc27d\uac8c \uba39\uc73c\ub824\ub294 \uc778\uac04\ub4e4, \uc740\ud589, \uc735\uc790 \uc778\uac04\ub4e4.. \uc774\ub4e4 \ubd80-\ub3d9-\uc0b0 \uc778\uac04\ub4e4\uacfc, \uc740-\ud589-\uc735-\uc790 \uc778\uac04\ub4e4\uc774 \ucd5c\uc545\uc758 \uc5ed\ud560\uc744 \uc798\ub3c4 \ud574\ub0c8\ub2e4. \uc27d\uac8c, \uc27d\uac8c \ubc8c\ub824\ub294 \ub9ce\uc740 \ubd88\uc30d\ud55c \uc778\uac04\ub4e4\uc774 \uc774 \ub450 \ubd80\ub958\uc5d0 \uc644\uc804\ud788 \ub180\uc544\ub098\uace0, ‘\uacf5\uc9dc’ \ud45c\ub97c \uc5bb\uc73c\ub824\ub294 \uc815\uce58\uc778\ub4e4\uc774 \uc798\ub3c4 \ubcf4\ud638\ub97c \ud574 \uc8fc\uc5c8\ub2e4. \uc774\uac83\uc774 \ud604\uc7ac \uacbd\uc81c\ud30c\ud0c4\uc758 \uc2e4\uccb4\uc778 \uac83\uc774\ub2e4.<\/p>\n

\uc27d\uac8c \ub9d0\ud558\uba74 ‘\uc5c6\ub294 \uac83’\uc744 ‘\uc788\ub294 \uac83\ucc98\ub7fc’ \ub3c8\uc744 \ub9cc\ub4e4\uc5b4\uc11c \ud55c\ucc38 \ub3d9\uc548 \ud765\uccad\ub9dd\uccad \uc4f4 \uac83\uc758 \uacb0\uacfc\uac00 \ud604\uc7ac\uc778 \uac83\uc774\ub2e4. \uc774\uac83\uc774 \uacbd\uc81c\uad6c\uc870\uc758 \uacb0\ud568\uc77c\uae4c, \uc778\uac04\uc758 \uadfc\ubcf8\uc801\uc778 \uacb0\ud568\uc77c\uae4c. \uc544\ub2c8 \ub458 \ub2e4\uc77c \uac83\uc774\ub2e4. \ud55c\ub9c8\ub514\ub85c \uacbd\uc81c\uc801\uc73c\ub85c \uc57d\uc0ad\ubc14\ub978 \ubd80\ub958\ub4e4\uc774 \ub108\ubb34 \uc2ec\ud558\uac8c \ud0d0\uc695\uc744 \ubd80\ub9b0 \uacb0\uacfc\uc778 \uac83\uc774\ub2e4. \uadf8 \uc815\ub3c4\ub85c \uc6d0\uc778\uc740 \uc0ac\uc2e4 \uac04\ub2e8\ud588\ub2e4. \uc9c0\ub3c5\ud55c \ud0d0\uc695.. \uc5b4\ucc0c \uc778\uac04\ub4e4\uc774 \uadf8\ub807\uac8c\ub098 \uc695\uc2ec\ub4e4\uc774 \ub9ce\uc740 \uac83\uc77c\uae4c<\/span>? ‘\uc815\ub3c4\uaecf’ \uc0b4 \uc218\ub294 \uc5c6\ub294 \uac83\uc77c\uae4c? \uc5b4\ub5bb\uac8c \ubd88\uacfc 2~3\uc2dd\uad6c\uac00 10\uba85\uc774 \uc0b4\uc544\ub3c4 \ubc29\uc774 \ub0a8\ub294 \uace0\ub798\ub4f1 \uac19\uc740 \ubc31\ub9cc \ubd88\uc9dc\ub9ac \uc9d1\uc5d0\uc11c \uc0b4 \uc6a9\uae30\uac00 \ub098\ub294 \uac83\uc77c\uae4c? \ub274\uc695 Wall Street<\/em>\uc5d0\uc11c \uc798\ub098\uac00\ub294 \uacf3\uc5d0\uc11c investment banker\ub85c \uc544\ub4e4, \ub538\uc774 \uc2a4\uce74\uc6c3 \ub418\uc5c8\ub2e4\uace0 \uc790\ub791\ud558\ub294 \uc0ac\ub78c\ub4e4.. \ub098\ub294 \uc815\ub9d0 \uc815\ub9d0 \ud558\ub098\ub3c4 \ubd80\ub7fd\uc9c0 \uc54a\ub2e4. \uadf8\ub7f0 \uacf3\uc5d0\uc11c \uacfc\uc5f0 \uadf8\ub4e4\uc740 \ubb34\uc5c7\uc744 \ubc30\uc6b8\uae4c? \uc544\uc9c1\ub3c4 \uc774\ud574\ub97c \ubabb \ud558\ub294 \uac83\uc740, 20\ub144 \uc804\uc5d0 \uc774\ubbf8 \uc77c\uc5b4\ub09c ‘\uac70\ud488\uacbd\uae30’\uc5d0 \ub300\ud55c \uad50\ud6c8\uc744 \uc5b4\uca4c\uba74 \uadf8\ub807\uac8c \uc78a\uace0 \uc0b4\uc558\uc744 \uae4c \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\uc9c0\uae08 \ud55c\ucc3d \uacc4\uc18d\ub418\uace0 \uc788\ub294 \ubbf8\uad6d\uc758 ‘\uc9c0\ub3c5\ud55c’ \ubd88\uacbd\uae30\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc0ac\ud68c\ubb38\uc81c\ub97c \ub9cc\ub4e4\uc5b4 \ub0b4\uace0 \uc788\ub294\ub370, \uadf8 \uc911\uc5d0\uc11c\ub3c4 \uc80a\uc740 \uc138\ub300,\ud2b9\ud788 25\uc138\ubd80\ud130 34\uc138 \uc0ac\uc774\uc758 \uc138\ub300\uc758 \ub192\uc740 \uc2e4\uc5c5\ub960\uc774 \uc6b0\ub9ac \uc138\ub300\uc5d0 \ubbf8\uce58\ub294 ‘\uc608\uc0c1\uce58 \uc54a\uc740’ \ud30c\uae09\ud6a8\uacfc\uac00 \uadf8 \uc911\uc758 \ud558\ub098\ub2e4. \uc608\uc804, \uadf8\ub7ec\ub2c8\uae4c \ucd5c\uc18c\ud55c 10\ub144 \uc804\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uc6b0\ub9ac\ub098\uc774\uc758 \uc138\ub300\uba74 \uac70\uc758 \uacf5\uc2dd\uc801\uc778 retiring formula\uac00 \uc774\ubbf8 \uc788\uc5c8\ub2e4. \uc774 \ub098\uc774\uac00 \ub418\uba74 \uacaa\uc740 \ub450 \uac00\uc9c0 \uc990\uac70\uc6c0: \uc790\ub140\ub4e4\uc774 \uac70\uc758 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","h5ap_radio_sources":[],"_jetpack_memberships_contains_paid_content":false,"ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[2,6],"tags":[30,58,77],"class_list":["post-2605","post","type-post","status-publish","format-standard","hentry","category-daybook","category-rants","tag-economics","tag-politics","tag-77","entry"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/posts\/2605","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/comments?post=2605"}],"version-history":[{"count":2,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/posts\/2605\/revisions"}],"predecessor-version":[{"id":19361,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/posts\/2605\/revisions\/19361"}],"wp:attachment":[{"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/media?parent=2605"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/categories?post=2605"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/serony.com\/ken\/wp-json\/wp\/v2\/tags?post=2605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}